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FAQs

Open Enrollment FAQs

Open Enrollment

Open Enrollment is a designated time during which Associates may update or select benefits that best meet their needs for the coming year.

Open Enrollment for the 2024 plan year begins November 3th and ends on Friday, November 17th.

The 2024 Open Enrollment is passive. If you do not login to Paylocity and complete the Open Enrollment process, your current benefits will automatically rollover to 2024, except for any of the Flexible Spending Accounts (FSA). No action is required if you do not want to make any changes to your benefits and you do not want to participate in an FSA.

If you wish to change plans, add or remove coverage, or add or remove dependents, you must complete the Open Enrollment process.

Participation in a Flexible Spending Account (FSA) requires active enrollment.  If you are enrolled in an FSA in 2023 and wish to participate in 2024, you will need to re-enroll during Open Enrollment.

If you want to change any of the benefits you selected as part of your new hire process or if you want to enroll in the Flexible Spending or Dependent Care FSAs, you need to re-enroll for 2024.

The benefits you are enrolled in for 2023 will remain the same for 2024.

Your FSA contributions will be set to $0 for 2024.

Prior to Open Enrollment you should review your benefit needs for the coming year. If enrolling in any of the voluntary supplemental life benefits please have your beneficiary information, including social security number, available.

Health & Well-Being FAQs

Eligibility & Enrollment

Coverage

The Company’s plan year is January 1 through December 31.

Coverage begins on the first of the month following your eligibility or hire date.  For coverage changes due to a Qualifying Life Event, coverage begins with the event or the day after the loss of any previous coverage.

Health & Well-Being

Cobra

Information on continuing benefit coverage is provided by the Company’s third-party COBRA administrator. Associates will be mailed information to their address on file with the Company after their termination has been processed.

Mental Health

ID Cards

Dental & Vision

Life Insurance

Yes, Associates are covered under the employer group plan for $50,000.

Yes, Associates can purchase Supplemental Life and AD&D Insurance through the Standard at their own cost.  Click for more details.

Yes, the supplemental policy you purchase is portable. Contact the Standard for more details on portability.

Health Savings Account

A Health Savings Account is a great way to save money for out-of-pocket medical expenses like doctor visits, dental and vision care and prescriptions. It offers tax advantages that allow you to keep more of your hard-earned money, plus you can use it now or save it to cover health care costs in the future.

HSA contributions are deposited in a special interest-earnings account, which you can draw from at any time for health care expenses.

401(k) & Profit Sharing FAQs

401(k)

Fischer Homes offers both a traditional 401(k) and Roth 401(k) with a wide range of investment options.  The plan is administered by Pension Corporation of America with investment choices through Charles Schwab. You can contact Pension Corporation of America (PCA) at 1-800-848-5848 or email them at pensioncorporation@pencorp.com for information on the plan.

Upon hire, all Associates are automatically enrolled in the 401(k) plan at a 5% deferral rate.  To opt out of this, or to change the deferral %, Associates should visit the Pension Corporation of America. Associates can also contact Pension Corporate of America at 1-800-848-5848 or via email at pensioncorporation@pencorp.com.

Years of ServiceVested (Percentage)
<20%
220%
340%
460%
580%
6100%

Time Away From Work FAQs

Personal Time Off (PTO)

Associates are eligible for personal time off based on their years of service.

Years of ServiceDays Accrued Per YearMaximum Days Accrued
Year 1Days 1: 5 days
Full Year: 15
15
2 to 5 Years1525
6 to 15 Years2030
> 15 Years2540

Upon processing the termination in Paylocity, the Payroll and Benefits team will determine if a personal time off (“PTO”) balance is owed to the Associate. If a balance is due, it will be paid on the Associate’s final paycheck.

Sales Counselors on the high potential plan are not due PTO upon termination as they do not accrue PTO under this plan.

Yes, Associates are permitted to use Personal Time Off in hourly increments.

Leaves of Absence

Short & Long-Term Disability

You may file a claim with the Standard, once your leave has been approved by Payroll. There is a seven-day elimination period before your STD compensation will begin.

Short-Term Disability will pay 60% of your base pay for up to 13 weeks. Should your medical provider deem you disabled for a longer period of time, you may then file for Long-Term Disability through the Standard.

The Standard reviews and makes claim determinations. Claim status and subsequent updates will be provided to you directly by the Standard.

Wellness FAQs

WellRight

To qualify for the benefit in 2024, submit proof of your physical and biometric screen must be submitted by September 30, 2023, to The Christ Hospital’s WellRight website.

Your medical provider will be aware of what is included in a biometric screen, the following measures are required for a completed PCP form:

  • Height
  • Weight
  • Body Mass Index (“BMI”).
  • Blood pressure
  • Glucose
  • Cholesterol (LDL, HDL, Triglycerides)

See the PCP form for additional clarification.

Yes, if you have visited and were screened for the measures on the form as October 1, 2022. The completed and signed PCP form must be submitted by September 30, 2023, to The Christ Hospital’s WellRight website.

No, participation is not required but it is highly recommended for both your overall medical knowledge and the premium savings.

No. While we do recommend everyone gets annual physical, in the first year of the Wellness Program, only the Fischer Homes Associate’s physical with biometric screen forms will be used to determine the premium savings in 2024.

The savings will be a reduction in your 2024 medical premiums. Note that 2024 medical premiums will be different than the current year, so overall cost to an Associate may not be lowered by $600 year over year.

You may track your status on the The Christ Hospital’s WellRight website or the WellRight app. If you do have questions or concerns, you can contact Christ Hospital;

Email: Workforcewellness@thechristhospital.com

Phone at 513.263.8699

In 2024, the $600 savings will be allocated over 24 paychecks, this reduces your medical premium deduction by $25 each paycheck.

Contact our partners at The Christ Hospital with any questions or concerns

Email: Workforcewellness@thechristhospital.com

Phone: 513.263.8699

No. Fischer Homes will only receive confirmation of your participation and not any protected health information (“PHI”).

No. Due to HIPAA regulations and to maintain confidentiality Payroll and Benefits cannot accept your form. Please submit on The Christ Hospital’s WellRight website.

No, the form will be accepted if it has been signed by your medical provider (Nurse Practitioner, Nurse, or other medical professionals).

You may also upload your post-summary visit report, a MyChart summary report, or any other report available to you provided directly from your medical provider. Reports must include all the necessary measures listed on the PCP form.

Other Benefits FAQs

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